THE
FINANCIAL TUNE-UP
One-Time
Review: The Financial Tune-Up
The Financial Tune-Up
is an intensive financial
planning session designed
to “rev up” your
personal finances. It
includes one two-hour meeting
and email and phone support
for 30 days on topics discussed
during our meeting. The
Financial Tune-Up is an
overview of your financial
progress and not a comprehensive
financial plan.
Frequently addressed topics
include:
-
Are my investments
structured according
to my goals, risk profile,
time horizon, and tax
situation? How are my
investments doing? How
can I reduce my investment
costs?
-
Am I saving enough
to retire? What
are the best retirement-savings
vehicles for me?
-
How can we save
for our child's education? Should
we open a 529 plan? Should
funds for college be
in our child's name?
How will financial aid
be affected?
-
How can I develop
a spending plan to
help me achieve my goals?
-
What type of
tax strategies are right
for me? Can I amend prior
tax returns for missed
deductions?
How the Financial
Tune-Up Works
For
a successful Tune-Up, you’ll send the
following information
and documents at least
10 days prior to your
scheduled meeting:
For
a tax review, send
your last three tax
returns and W-2s and
income year-to-date
including your most
recent pay slip(s)
For an investment
review, send a list of
all assets and liabilities,
recent copies of all
your investment statements
(including brokerage,
bank, pension and social
security statement)
Prior
to your meeting, I will
review your information
and prepare an outline
of major points to address
and preliminary recommendations.
The Financial
Tune-Up Appointment
 During
this two-hour session
we will discuss your
three most critical questions,
making sure your questions
are fully answered. You
will receive written
recommendations that
include the steps you
need to take to implement
those recommendations.
An
additional hour will
be left open at the end
of the appointment to
discuss retainer options
suitable to your situation
if you are interested.
Implementation
and Follow-Up
Proper
implementation is crucial
to achieving your financial
goals. If we decide
to continue
working together, I
will help you implement
the recommendations. If
the Tune-Up meets your objectives, you may call
or email me for 30
days following your
appointment with questions
you may have.
Financial
Tune-Up Fee
The
fee for the Financial
Tune-Up is $750*. If
you decide that the
Comprehensive
Financial Planning
Retainer is
better suited for your
needs,
I will credit to those
retainer fees your
full Tune-Up fee paid.
*The
fee may be tax deductible. Investment
fees and expenses are
classified as “miscellaneous
itemized deductions” on
Schedule A and may be deductible
to the extent they exceed
2% of the taxpayer's adjusted
gross income.
Are
you ready to pursue
working together?
Call
me at 978-461-4932 or
email me. We’ll
schedule a short telephone
meeting so that I can
learn what you’ve
done in the past, what
you want to achieve,
and whether working together
may be right for you.
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